The CHIP Home Income Plan is the industry leading financial solution that enables homeowners 60+ to “unlock the value in their home and enjoy life on their terms”. Changing demographics, escalating home values and the rising cost of living have fuelled an increase in home equity borrowing by seniors. 

Founded in 1986, CHIP Home Income Plan has helped thousands of Canadian seniors access the equity in their homes to improve cash flow.  Recognized as the industry leader in home equity lending to seniors, CHIP has a well- established distribution network, including most national chartered banks, credit unions, mortgage brokers, and investment and financial planning firms.  CHIP is a wholly owned subsidiary of Home Equity Trust (HOMEQ).  HOMEQ is listed on the TSX under the symbol HEQ.UN.